Travel Insurance FAQs

What’s covered in travel insurance? It’s sometimes hard to tell! Use the questions and answers below to help guide you when it comes to purchasing your travel insurance.

Are natural disasters covered by travel insurance?

Each policy is different when it comes to natural disasters and there is no regulation saying that an insurer has to offer this type of insurance. If you are going to a destination that is at risk of a natural disaster, search out a policy that covers these types of events.

Are pre-existing medical conditions covered?

A pre-existing condition is a medical condition that you have had diagnosed or have received treatment for prior to purchasing travel insurance. If you have a pre-existing condition that may flare up while traveling, you will want to check your policy and what the conditions are.

What do I need to look for in regards to travel insurance when booking a cruise?

When you are looking for insurance for a cruise, you need to make sure your insurance will cover all destinations and stops that are included on your cruise. It is a good idea to book specific cruise travel insurance, as many regular travel insurance policies exempt cruises from their coverage terms.

Are multiple destinations covered such as day trips?

If you intend to travel in and out of different countries, or throughout a country on day trips, most insurance companies will cover this travel. It is always a good idea to check with your insurer before heading to your destination.

What will be covered in my travel insurance?

Things such as medical attention and personal liability coverage are often covered in your travel insurance. The things you will want to be aware of are the exclusions. Some travel insurance will exclude injuries from certain sports and hazardous activities. It is a good idea to look through the whole policy or talk to your insurer so that you understand what will not be covered during travel.

If you are looking to make booking travel as simple as possible, contact us today at WorldTravelService®. At WorldTravelService®, we act as a concierge travel service— help you before, after, and during your travel. We can help put your mind at ease while traveling with our 24 hour emergency travel services and more. Call us today and let us help you with your next business trip or vacation.

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